The Beginner's Guide to Checkout Finance

Everything you need to know about
checkout finance before launching

Learn how to get started with checkout finance, the shape of regulation, and how to choose the right products and provider...

Lady with shopping bags

How to get started with checkout finance?

The checkout experience is changing. Your customers demand flexible, affordable, easy access to credit at the point of purchase. They want to adjust their payment plans to match their budget. They don’t want to pay anything for it. And they want it in a few clicks.


Find out everything you need to know before starting your own checkout finance programme.



How does checkout finance compare to credit cards?

Though the credit card market still dwarfs that of checkout finance, the global checkout finance market is projected to reach $90.51 billion by 2029, up from $22.86 billion in 2022. That’s a compound annual growth rate of 21.7%. 



  • Why checkout finance is serious competition for credit card 
  • The benefits and disadvantages to retailers of both payment methods
  •  Whether checkout finance is right for your business
People holding giant credit card
Lady choosing items on phone

How to choose the right checkout finance partner?

With over 150 checkout finance providers globally, finding the right one can be a challenge.


If your average order value is low then Buy Now, Pay Later is what you want, but if they’re high then you’ll need a Short-term Interest-free Credit or Interest-bearing Credit provider instead. Got a mix? Then you’ll want to cover all price points.


Learn everything you need to know about checkout finance

The beginner's guide to checkout finance

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