Unlock the potential of embedded retail finance
Powered by Divido gives lenders the full tech stack they need to embed and manage retail finance at any point of sale.
Connecting finance and retail
Whitelabel the market leading
tech stack
Divido’s modular platform enables us to deliver market-proven retail finance solutions to your specifications faster with robust management and omnichannel tools.
Key platform
benefits
Platform
capabilities
Flexibility and speed to market
With our modular architecture and experienced team, we can seamlessly configure a solution to your specifications faster.
Innovation and upgrades
Our platform model means your solution can receive regular upgrades and innovative new features.
Full whitelabel solution
Everything you need to easily launch and manage a retail finance solution under your brand – APIs, management portals, ecommerce plugins, and more. You’re in control.
Expert consultancy
Proven go-to-market frameworks, plus ongoing strategic and technical support from our unrivalled retail finance experts. We win together.
Speed and performance
10+ transactions per second, 100% cloud uptime and rapid disaster recovery.
Secure hosting and management
Your solution can be cloud hosted on a single or multi tenancy environment backed by our active ISO/IEC 27001 certified security, trusted by tier-one banks.
Platform
capabilities
Finance solutions
Support for any instalment finance product, enabling you to launch a portfolio that meets your customers’ needs.
Merchant tools
Market proven tools enable merchants to adopt and manage your solution at any point of sale.
Management portal
The mature tools you need to grow your finance program with ease, from day one.
Security and compliance
Peace of mind and the ability to serve enterprise merchants with our bank-grade security.
Application modules
Flexible modules enable us to quickly configure your application journeys to deliver seamless experiences for every situation.
Divido Analytics
Improve sales performance and understand customer demographics.
Merchants on the Divido platform have the option to provide checkout finance solutions to customers across Europe ”
FAQs
Why should lenders use Divido's embedded lending tech stack?
Powered by Divido gets lenders to market much faster than building a solution in-house. Our tech stack and consumer journeys are cutting edge, so you can offer market-leading experiences from day one. Our platform is modular and built for whitelabel, so we can quickly build to your requirements – anything from a full multi-country solution to simply enhancing existing capabilities.
Can we integrate our existing components?
Yes! Whether you whitelabel our full tech stack or keep components you have already built, our modular platform offers more flexibility to meet your specifications better. Either way, we boost your efficiency with ongoing platform upgrades and secure hosting.
We don’t have retail finance experts and haven’t done this before. Can you help?
Absolutely. Lenders receive their own dedicated Client Success team and strategic advice from our retail experts. We bring you unmatched experience taking tier-one lender solutions to market across the UK, Europe and beyond. Divido has helped lenders secure over 200 new merchant accounts year-on-year, and dominate key verticals in their countries.
Does Powered by Divido support omnichannel finance?
Of course! Our tech-stack gives you all the whitelabel tools you need out-of-box to launch and manage your retail finance solution. Deliver omnichannel finance for any merchant scenario, and give your staff tools to work efficiently.
How long will it take to launch retail finance products with Divido?
You can launch any instalment finance product in as little as six months in any country.
How long does merchant onboarding take?
Technical integrations can be done in around a day with our e-commerce plugins, or merchants can create custom integrations with our easy-to-use Merchant API. Once the integration is complete, merchants can “switch on” finance in new countries without additional development work.
Which finance options can I offer my merchants?
It’s up to you. We support any instalment retail finance product, including pay in instalments, 0% interest and interest-bearing options. Tailor your portfolio to fit your merchants’ needs and add products whenever you like to further refine your offer.
How does whitelabel work?
You get to put your brand on our market-leading tech stack, and we configure it to your requirements. We begin by working with you to scope out your end-to-end solution. We then configure and brand everything from application journeys to management tools and e-commerce plugins. Merchants just see your brand. You’ll be in the safe hands of our experienced retail finance team, who will offer their strategic support and experience.
How do I get started?
Just get in touch! Book a demo or request a callback from our retail finance expert.
Ready to build bigger, better experiences?
