Why lenders license Divido
Quick speed to market
Building your own point-of-sale finance system can take years and require tremendous financial investment. Licensing Divido means lower costs and a quick route to market.
Every lender is unique, which is why every feature of our platform is fully customisable to meet your specific requirements.
We understand the importance of retaining control of your brand. That’s why our platform is purely white label, with your branding throughout the entire user journey.
Divido works across multiple currencies, allowing retailers to cover multiple markets with one simple integration. It’s also omni-channel, meaning applications can be processed online, in-store and over the phone.
Higher acceptance rates
Divido is connected to multiple lenders with varying credit-risk appetite. If you can’t accept an application, pass it seamlessly onto another lender to maintain the relationship with your retailers and provide a positive brand experience.
Above and beyond
To help you get started, Divido can even originate and onboard new retailers for you. We also provide ongoing technical support and customer service to your merchants and end-consumers, in your name. All you have to do is focus on the lending.
As a lender, you’ll retain full ownership of your merchants, end-consumers and all associated data, for life.
New to omni-channel point-of-sale finance or a specific country? Run a soft launch to gather real data to inform your business case.
How does it work?
What’s in the box?
You decide what you want from Divido, what you'd like to retain in-house and what third parties, like credit reference agencies and fraud tools, you want Divido to use on your behalf.
In short, here's what we offer:
Project Management & Reporting
You’ll be assigned a dedicated team to ensure a smooth onboarding and roll-out.
We can integrate with leading online and offline POS systems, as well as a lender's internal systems.
Finance Product Support
The platform is product agnostic; 0% APR, interest bearing, rate for risk, etc.
Completely self-serviced by end-consumers.
Customer Application Support
Customer service 24/7/365 and tools to increase conversion rates.
Including ID verification and other checks.
Create, test and change your credit rules in real time to optimise outcomes.
Required contracts generated automatically and signatures captured electronically.
Payments paid straight to the merchant from the end-consumer.
Training & Support
We work with your front line team to provide a superior customer experience.
Lenders, merchants and consumers use a self-service tool to track transactions.
The entire journey is documented and recorded to evidence the transaction.
Want to find out more?
Get in touch to learn how Divido can supercharge your offering.