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Frictionless finance for moments that matter

Unlock growth and repeat spend with whitelabel retail finance for all your points of sale, across the UK and Europe.

Key platform

Platform capabilities

Whitelabel solution

Increase repeat spend and loyalty with more control over your customer journeys and data.


International growth

Reach more customers by offering retail finance across the UK and Europe with one integration.


Custom integrations

The Divido enterprise team works closely with you to design your end-to-end integration.


Enterprise ready

We embrace the needs of large merchants, with ISO 27001 security, engineering support, and more.


Omnichannel sales

Embed retail finance with seamless journeys at any point of sale with our flexible API.


The expertise to succeed

Dedicated go-to-market and integration support mean we win together.


Platform capabilities

Lender Network

The world’s first embedded retail finance network with tier-one lenders.


Divido Merchant Portal

One portal makes offering and managing applications easy.


Finance Options

Long-term 0% APR and interest-bearing finance and BNPL online and in-store.


Finance Matcher

Boost sales by matching your UK customers to finance plans they can afford.


Merchant API

Customisable integration for any point of sale, including webshops and terminals.



Improve sales performance and understand customer demographics.


Divido Connect

Divido Connect gives you retail finance capabilities to support all your markets and products. With finance from reputable lenders.

Divido gives you a level of sophistication you wouldn’t get if you partnered with a lender directly


Will retail finance make a difference for our business?

Absolutely! On average, retailers that offer retail finance see a 20% uplift in their sales revenue.

How much will it cost?

Our pricing model is available here, but we believe you’ll find Divido invaluable.

How long will it take to integrate Divido Connect?

Lender contracting and onboarding can take around three weeks. Technical integrations can be done in around a day with our e-commerce plugins, or you can create custom integrations with our easy-to-use Merchant API. Once integration is complete, you can “switch on” finance in new countries without additional development work.

What do I need to have in place?

To offer retail finance through Divido, you need to own a legal entity in each country you wish to provide retail finance, with a turnover of +£30m per year for at least two years. To offer long-term finance in the UK you need to be FCA registered, and in France you need to be ORIAS registered.

We’re applying for our FCA license. What can we do in the meantime?

Get a head start. Introduce short-term 0% finance to increase customer choice while waiting for approval.

Which finance options can I offer?

It’s up to you. We have a range of products, including pay in instalments, 0% interest and interest-bearing options. Tailor your products to fit customers’ needs and add or remove options whenever you like.

How does white label work?

You’re in control. Change the look and feel of your retail finance to match your branding, giving customers a seamless checkout experience. Or, choose a lender-branded option if whitelabel isn’t your thing.

How do I get started?

Just get in touch! Book a demo or request a callback from our retail finance experts.

Ready to build bigger, better experiences?