Raise the bar for seamless

The checkout finance platform that puts your brand centre stage

Convert bigger baskets better with a white labeled experience designed and optimised for all your points of sale. Competitive finance options make purchases more affordable, whilst you maintain control of customer relationships.

Supercharge your sales growth

Boost your bigger basket sales, from £250 to several thousand pounds. Competitive ‘pay later’ options make it easy for shoppers to buy from you now. You get paid in full right away.

Get the best deals available from big lenders on our platform. Offer 0% APR and interest bearing finance with flexible repayment terms from three to 48+ months.

Stay flexible with our network of lenders

Lenders including major banks are available to you on the Divido platform. Merchants own their white label platform and contract with lenders directly to enable competitive ‘pay later’ options. You can contract with multiple lenders within the same solution to cover all your markets.

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Seamless journeys, you control

Divido is for large merchants who want control of their consumer experience. We can fully white label your solution under your brand. Icons, fonts and colours match your website, boosting trust and conversion rates.

Divido builds your finance journeys based on market leading templates that we refined by serving over 1,000 merchants. Surpass expectations from the start.

Creating Your Perfect Payment Journey

Aiming to sell over £10 million per year with finance? We can white label your own finance solution and optimise it for all your points of sale.


Choose your lenders

Divido provides you a selection of lenders to choose from, or we can help you reach out to new lenders if you prefer. You own your solution and you can add and change lenders as needed.

Divido designs your consumer journeys

Our team brands and styles our market-leading consumer journeys just for you. We ensure everything is optimised for your checkouts and fits your unique needs.

Embed your finance solution at points of sale

Your developers receive access to your payment option through a single API or low-code plugin. Find our developer documents here. Easily activate new finance products from lenders using the Divido Merchant Portal.

Non-stop innovation to delight customers

As the needs of shoppers change, we constantly research and design for changing shopper needs. New features are made available to you via the same API to keep you ahead of the pack.

Offer a complete omnichannel finance experience

Shoppers are going back to physical shops. But expectations have changed. Win customers online and in-store with a unified finance journey that is truly omnichannel.


Pay with finance online and wait for goods to be delivered or collect in-store.


Place orders in-store and apply for finance on your own device at home or on-the-go.


Complete finance application in-store and take goods home or have them delivered.


Take ownership of your business insights

Keep track of your business to make improvements. The Divido Merchant Portal provides you full access to data insights about your sales and finance performance.