The beginner’s guide to checkout finance

The beginner’s guide to checkout finance

The checkout experience is changing. Your customers demand flexible, affordable, easy access to credit at the point of purchase. They want to adjust their payment plans to match their budget. They don’t want to pay anything for it. And they want it in a few clicks.

You, as a merchant, need to provide it for them or they’ll go elsewhere. Retail finance is no longer a nice-to-have. It’s a must-have.

But navigating the retail finance world can be challenging. There are over 150 providers globally, each offering a variation of interest-free credit. Buy Now, Pay Later (BNPL) is a popular product, but you may be wondering how Short-term Interest-free Credit (STIFC) fits in. What about interest-bearing credit and Pay in 30? How do these compare to credit cards and other loans? And what about regulation?

This guide

In the ‘Beginner’s Guide to Retail Finance’, we explain everything you need to know about retail finance. We’re here to help retail heads of eCommerce, finance, strategy and marketing understand your BNPLs from your STIFCs. You’ll learn the nuances of the industry so you can decide which provider is right for you, so you can get started on your retail finance journey.