Panel Members:

• Neha Mittal – COO, Divido
• Francesco Simoneschi – CEO, TrueLayer
• Andras Rung – CEO, Ergomania Digital Product Design
• Valerie Nowark – Chief Innovation & Product Office Europe, Mastercard
•  Cyril Chiche – Co-founder & CEO, Lydia

The payments infrastructure in Europe is going through a breakthrough transformation. We are on the path to standardised and democratised access to all payments capabilities. For payments companies, it’s a race to the bottom. So how do we make money? The answer is payments+.

We have to turn to value-added services that enrich and augment experiences with our products, whether it’s around BNPL, spreading payments, adding e-receipts, or everything around click-to-pay with big schemes in e-commerce. What will turn a payment into a payment+? Combining payments with loyalty is the way.

What you’ll learn:

• How leading fintechs are evolving the payment experience
• How the payments journey is becoming a nonlinear process
• How new technology is helping to reduce friction on the payments journey